Take complete control of your money with this 6-tab Budget & Debt Payoff Planner. Track every dollar, calculate your exact debt-free date, set savings goals, and watch your net worth grow — all in one auto-calculating Excel file. 

 What's included:

 ✅ Monthly Budget Tracker (50+ categories)

 ✅ Debt Payoff Calculator with debt-free date

 ✅ Savings Goals Tracker with % complete

✅ 12-Month Annual Cash Flow View

✅ Net Worth Tracker

✅ Auto-Calculating Dashboard  Works in Microsoft Excel and Google Sheets. Instant download — no waiting, no subscription.